Instant low-cost retail pay-by-bank

Powered by patented, ultra-secure, point-to-point payment routing network

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A low-cost, ultra-fast, and ultra-secure rail for Consumers and Businesses to pay Merchants

  • Low-cost

    Low-cost

    As low as 0.5% Merchant fees while maintaining issuer fees and Consumer rewards

  • Instant

    Instant

    Real-time capable settlement at payment confirmation

  • Trusted

    Trusted

    Banking-grade security

  • Simple

    Simple

    Quick and easy setup for Merchants, Businesses, and Consumers

A better way to get paid for Merchants

Imagine just having to provide a QR code to complete a sale and lower your merchant fees to 0.5%. Get money in your bank account realtime at payment confirmation. LocalPay was built to help Merchants get paid much quicker with significantly lower fees.

  • Save on Merchant card fees
  • Real-time settlement capable
  • No PoS or additional hardware required
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A better way to pay for Consumers and Businesses

LocalPay provides ultra-secure and flexible payment choices for Consumers and Businesses. Your payments can be linked to any of your checking, savings, loans, or even credit accounts. Simply scan the LocalPay-generated QR code provided by the Merchant and choose your payment method. How easy is that?

  • Biometric-enabled security
  • Flexible account payment choices
  • Sign up in minutes
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Better payments and ad revenuefor Banks and Credit Unions

Your customers are looking for choices when it comes to the way they want to pay and get paid for the goods and services they buy and sell. LocalPay empowers Banks and Credit Unions to create their own pay-by-bank solutions for their customers and complement merchant services.

LocalPay allows a Bank's Merchant clients to advertise to their Consumer customer base through their banking app in a user-friendly way.

  • Grow deposits and payment revenue
  • Easy to deploy and manage
  • Add bank revenue with local advertising
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